
EFT Offering for Financing Providers
Kapcharge – Seamless, secure, and scalable payment solutions for today’s businesses.
From high-volume transactions to recurring payments, we simplify complex payment flows with a flexible, all-in-one platform built for reliability, security, and scalability.
How Much Can You Save With Kapcharge?
Use our cost-savings calculator and get your personalized savings report based on your current payment volume, delivered instantly.
No commitment. No hard sell.
Just actionable insights to support smarter financial decisions.
Pain Points Solved
- High payment failure rates → Smart retries & account validation
- Slow settlement times → Faster EFT processing
- Complex system integration → Straightforward APIs
- Fraud & chargebacks → Bank verification, fraud detection, and velocity checks
- Manual reconciliation → Automated reporting, alerts, and real-time dashboards
Why Businesses Choose Kapcharge

Use Cases and Success
AVERAGE REDUCTION IN PAYMENT FAILURES
AVERAGE REDUCTION IN PROCESSING TIME
AVERAGE REDUCTION IN MISSED PAYMENTS
Core Features & Capabilities
1. Direct Bank Account Debits & Credits
2. Recurring Payments Scheduling
3. Smart Retry Logic for Failed Transactions
4. Real-Time Account Validation
5. NSF (Non-Sufficient Funds) Handling
6. Same-Day / Next-Day Payment Options
7. Robust API Integration
8. Compliance & PAD Management
9. Advanced Fraud Detection & Risk Controls
10. Real-Time Reporting & Reconciliation Tools