Effortless ACH Payments in the USA

ACH Payments Save Time, Money, and Reduce Stress.

Reduce your costs

ACH payments through Kapcharge are less expensive than credit card transactions. Affordable rates without any hidden fees.

Simplify your reconciliation

Reduce your processing invoices and reconcile with ease through the Kapcharge Backoffice System.

Save time and improve cashflow

No more collecting and depositing checks—you’ll get direct access to your funds in the Kapcharge Wallet with flexible settlement schedules.

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ACH for Any Business

From ecommerce stores, to subscription businesses, to Hard to Place Merchants, we offer a complete stack for all your ACH payments needs across channels.

Start in 3 Business Days

Create an account easily without a complicated underwriting process. Use our API to securely accept payments. We’ll deposit your funds directly into your bank account.

Optimize your Revenue

Protect yourself from fraud and increase authorization rates on every payment through our risk management and fraud prevention services.

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Get up and running in 3 business days.

We Make ACH Payment Processing Simple.

No more dealing with archaic banking interfaces, rejections from payment processors who won’t support your use case, or stringing together multiple banking APIs just to add payment capabilities to your application. Kapcharge was built from the ground up to get you up and running quickly.

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One API allows developers to put the coding in place to enable ACH transactions.

Kapcharge API makes it simple. It creates custom connections between the bank and client accounts, and puts the rules in place to protect these connections while maintaining compliance with U.S. regulations.

Integrate with your ERP, CRM or Accounting Software

One Platform, to Optimize and Grow Your Payment Traffic.

Accept payments and move money with Kapcharge’s powerful API and risk management solutions designed to help you capture more revenue.

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More Ways to Manage Your Payments

Virtual Terminal

Accept and record payments on your computer

Key in payment details from any computer browser. No special software, equipment, or devices are required. Accept all payments when you connect to Kapcharge Virtual Terminal.

Batch Upload

All payment transactions in batches

Upload all your payment details from your computer to Kapcharge in batches. No special software, equipment, or devices are required. Accept all payments with periodical batch uploads.

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Request a Call-Back

Please do not hesitate to request a Call-Back now. One of our expert consultants will call you shortly!

* Certain conditions apply. Volume incentives are available.